Cosmetic surgery can be on the high side when it comes to fees and financing the procedure may initiate concerns. However, there are some procedures that are eligible for coverage by your insurance policy. Breast reduction surgery happens to be one of those procedures. Therefore, if you want breast reduction performed, under which factors will your insurance provider cover it and how do you get their promise?
The initial part should be getting in touch with your health care provider or insurance company and inquiring what is required to be accepted. Do not send in a request until you have all necessary documentation they ask for. It may seem like a mounds of legwork and a hassle, but if you want to get rid of the cost, it is well worth the attempt.
Ask yourself why you want this procedure. If you are getting the procedure simply for cosmetic reasons and not medical then it will more than likely come out of your pocket. On the other hand, if you have oversized breasts which are causing plenty of problems such as back and neck pain, headaches and gaining weight because of being inactive, then you are closer to having your insurance provider take care of it.
You may need to have a doctor document your health issues and associate them directly to the extra large size and weight of your breasts. Macromastia is the medical term for this condition which includes back and neck pain, shoulder pain, headaches and nerve damage.
If all goes well with your insurance provider, then the next step is picking a surgeon. Your choice should be a reputable board certified plastic surgeon who is licensed to practice in your state. Your insurance company may be able to provide a list of approved surgeons. Otherwise, confirm their credentials and be certain there are no unresolved complaints or law suits filed against him.
It is even more of an advantage if he or she specializes in breast reduction procedures. Any doctor can call themselves a cosmetic surgeon and administer procedures and their only training may be weekend seminars. A certified plastic surgeon has been through structured training and testing to get where they are now. You and your insurance company are going to strongly prefer this type of experience if the coverage is approved.
Breast reduction can substantially enhance your life and overall health. Insurance generally covers this state, but you must meet specific requirements before approval is given. Once approved, you can live a more active and stimulating.